Securing you for life
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Opening Hours :
Open 11:00am to 8:00pm -
Email :
info@life-secure.co.uk
"Our business is built on excellent communication with our customers and insurance providers. We do it so well because we are deeply passionate about our work in helping to protect your life, health and home. Why not get in touch and discover our friendly expert service for yourself?"
Fill out the short form below and one friendly advisors will call or email you to answer your query. See our Privacy Policy for more details.
Quality - Each stage of your application process is quality checked to ensure you have the right policy for you and your family. Our reputation is important to us and we will never do anything that harms it.
Independence - We understand how important your family is to you and will always do our very best to help you look after them by offering the most accurate advice, independent of any particular insurer. Our business is built on your trust.
Peace of Mind - LifeSecure was founded on the ethics of maximising our customer’s abilities to a successful claim. We prioritise the most comprehensive policies available. When you buy with us, you can buy with confidence.
Expert Advice - We have a FREE callback service, a friendly advisor will call you back and use our extensive industry knowledge to put together a plan to suit your individual circumstances. We are always happy to help with your queries.
UK Call Centre - We have local rate phone numbers so you can contact us whenever you need our assistance. We stay close to our customers so that we can better understand your requirements and offer products that will really make a difference to you. Our aim is to build a strong long term relationship with you.
With life insurance you can cover yourself with a single cover or you can include your partner with a joint cover. It`s important to know with a joint cover the policy will only pay out once for the person that passes away first, then the policy ends. In certain circumstances it`s better to take separate covers so your protected individually with your own pay-outs.
Knowing the right amount of cover for you depends on the purpose of the cover. E.g. if you would like to protect your mortgage, you should match the life insurance cover amount with your mortgage balance, and the life insurance term with your mortgage term. If you have a partner, we would normally recommend a joint policy. That way if either partner dies during the term of the mortgage the other partner can clear the mortgage balance with the life insurance pay-out.
Again, how long you need the cover for depends on the purpose of the cover. If you wish to cover your funeral expenses, ideally you need the longest term possible. We normally recommend cover to age 90 or a whole of life cover.
Adding critical illness cover into your policy could be life changing if a claim is needed. If you suffer from a heart attack, stroke, cancer, blindness, deafness, loss of speech, loss of independence, kidney failure, HIV, and many of the other listed critical illnesses you can claim on your policy for the full amount of your sum assured.
Your illness is likely to prevent you from working so the money would really help with your recovery and living costs during a tough time. It`s always recommended to have some critical illness cover within your life insurance.
You can find a list of which illnesses are covered by each provider in their key feature document.
If you require more information or need advice on any of the above, please call us and speak to our specialist advisers for free advice, we're always happy to help!
We do not share your personal information with any third-party companies or organisations. All information we hold is protected by the data protection act of 1998.
We need to know who to insure to arrange a life insurance policy.
Life insurance premiums are based on your age. It`s always best to get life insurance sooner rather than later. After your insured, your lifestyle, or any medical conditions you may obtain in the future will not affect your policy or your premiums.
If you have given up smoking for over 12 months insurers will categorise you as a non-smoker which could give you cheaper premiums.
If you need more information about how smoking or consuming nicotine affects your life insurance premium, or have any other questions, please call us and speak to our specialist advisers for free advice.
Again, how long you need the cover for depends on the purpose of the cover. If it`s to cover your mortgage, the term of the cover should be the same as your mortgage term. If you wish to cover your funeral expenses, ideally you need the longest term possible- we normally recommend to age 90 or whole of life.
Whole of life policy`s do not have a fixed term. You`ll will be covered until you pass away giving you a guaranteed pay-out.
If you have a pension that’s not being managed properly or you simply don’t know much about it like many others, you should contact us for advice. We can help locate your pension and all the details of your investments.
Under our firm’s management we would ensure your pension is actively managed and always invested how you want it invested. Working closely with you, each year, giving you full control of the decisions made , advising you accordingly to help you achieve the future returns you need.
