LifeSecure work alongside major insurance companies to provide life, health and home insurance products to our customers in the U.K. We are not tied to a particular insurer, we use established relationships across the whole insurance market to find the very best deals for you.

Our team of expert advisors are highly trained to match our industry leading protection plans to your individual needs. Our service is built specifically around you and your family’s protection needs.

We only work on an ‘advised sales’ basis. Advised Insurance is covered by the FSCS (Financial Service Compensation Scheme). Click here to find out more about this from the FSCS Website.

LifeSecure use extremely strict internal compliance procedures to ensure the very highest standards of customer service and quality assurance – and it’s all backed by the LifeSecure Promise for your peace of mind.

We are a specialist and focus on specific insurance sectors. We understand our products thoroughly so when you talk to us you know you are speaking with leading experts in the industry.

We value all of our clients, which is why we offer all clients a free review service every 2 years. Not only will we give you industry expert advice at no extra cost, you can also take comfort in the fact we work in our clients best interest, maximising your chances of a successful claim or payout.

We feel it is very important for you to completely understand the cover that protects you and your loved ones. We will always take the extra time if required to explain your protection policy until you are completely happy and satisfied.

Our Family Protection Plans are built on what is called “Term Insurance”. This allows you to pay a monthly amount for a set period – say 20 years. If you die during this time, your policy will pay out a lump sum. We use two distinct types of Family Protection depending on your specific needs.

With this option your policy will pay out a tax free lump sum to your family. LifeSecure will advise you on the correct amount of cover for you by taking into account your mortgage, family living expenses, funeral costs and a variety of other options from which you can choose. A lump sum payment provides security as well as flexibility to your family to use the funds according to their investment needs at the time.

Depending on your particular circumstances it may be suitable to arrange a monthly tax free payment to your family after you are gone. You can arrange for regular help with long term expenses such as school and university fees or provide cover for your children while they grow up. Complex investment decisions can be avoided and you can maintain the sense of normality with respect to the family income.

LifeSecure can arrange a combination of lump sum and regular payments. This provides the best of both options – a lump sum followed by regular income for your family.

As part of the LifeSecure Promise all of our plans come with a guaranteed premium. This means after you take a policy we promise to NEVER increase your monthly insurance premium unless you specifically ask us to change the terms of your policy. Additionally we will constantly scan the market and if we find that we can bring your premium down, we will contact you to let you know that we can save you even more.

Family Protection is specifically designed to cover the full range of your family expenses such as household bills, childcare, school fees and household shopping. To ensure that your family and their home is fully protected we can combine our Family Protection plans with our Mortgage Protection plans. You may also want to consider circumstances where you are diagnosed with an illness, or suffer an injury that means you can’t continue to work. In the current tough economic climate you may be concerned about your ability to pay your mortgage should you be unable to work due to illness. Our advisors can inform you on how to combine Family Protection plans with Income Protection and Critical Illness Protection plans.

LifeSecure – Why Choose Us?

  • Quality - Each stage of your application process is quality checked to ensure you have the right policy for you and your family. Our reputation is important to us and we will never do anything that harms it.

  • Independence - We understand how important your family is to you and will always do our very best to help you look after them by offering the most accurate advice, independent of any particular insurer. Our business is built on your trust.

  • Peace of Mind - LifeSecure was founded on the ethics of maximising our customer’s abilities to a successful claim. We prioritise the most comprehensive policies available. When you buy with us, you can buy with confidence.

  • Expert Advice - We have a FREE callback service, a friendly advisor will call you back and use our extensive industry knowledge to put together a plan to suit your individual circumstances. We are always happy to help with your queries.

  • UK Call Centre - We have local rate phone numbers so you can contact us whenever you need our assistance. We stay close to our customers so that we can better understand your requirements and offer products that will really make a difference to you. Our aim is to build a strong long term relationship with you.