Securing you for life
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Opening Hours :
Open 11:00am to 8:00pm -
Email :
info@life-secure.co.uk
Amongst the best Life Insurance rates in the UK
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Over 50's plans with no medicals available
Take a look at why Eric decided to buy life insurance from LifeSecure Financial Services. It`s great that he protected his family and gave them financial security for their future. Most importantly, he trusted LifeSecure to advise him on the best way to arrange his life cover to increase the chances of his family benefiting. We have access to some of the cheapest premiums available on the market. That`s great advice with a price to match!
Life Insurance pays out a lump sum to your loved ones if you die during the insured term. We have a variety of policies to protect your Life, Mortgage, Family & Health.
Critical Illness Cover pays out a lump sum if you suffer from serious illnesses such as heart attack, stroke, cancer and many others. The money is paid out to the insured person which will help with recovery and living expenses during a difficult period.
If you are unable to work due to long term illnesses, Income Protection can pay you a salary until you are able to work again.
QUALITY- Our firm has been advising customers and building successful relationship.
INDEPENDENCE- Each stage of your application process is quality checked to ensure you have the right policy for you and your family.
RELATIONSHIPS- We work as a broker on your behalf, checking the whole market of UK providers to ensure you get unbiased independent advice.
Understand completely. Andrew was very good, nice and funny. He listened to what I said and suggested what was the best cover for me. He explained all I needed to know really well and made sure I understood everything. I was very impressed and happy with the service I received.
Thank you Caine for sorting out my life insurance policy.So good to speak to someone who knows exactly what they’re talking about – full of information and very helpful.
Very helpful and informative, everything was explained and they phoned me back a few weeks later to give me chance to decide on what I needed.
Alex my advisor has been thorough in explaining all the details of both my policies and was polite,his knowledge about the product the company offers were outstanding and he should be recommended for the jobs he does.
Superb customer service from ZAK at Life Secure today. Spent a lot of time talking through different life insurance policies and options and gave thorough informative information. No pressure salesmanship which was appreciated. Good all round information given and all questions answered. Excellent follow-up and a great service all round from ZAK. Thank you.
Really good telesales team and very smooth sign up process
Very Helpful..Very helpful answered all questions and found best policy thank you Cedric Davis..
They were excellent in helping attain the correct policy for me. Steve Nash started of explaing everything in great detail and very easy to understand and Alex Johnston finalised everything very thoroughly and made all very clear and with that I took out an extra policy with them. Very satisfied with their help and their knowledge and understanding.
With life insurance you can cover yourself with a single cover or you can include your partner with a joint cover. It`s important to know with a joint cover the policy will only pay out once for the person that passes away first, then the policy ends. In certain circumstances it`s better to take separate covers so your protected individually with your own pay-outs.
Knowing the right amount of cover for you depends on the purpose of the cover. E.g. if you would like to protect your mortgage, you should match the life insurance cover amount with your mortgage balance, and the life insurance term with your mortgage term. If you have a partner, we would normally recommend a joint policy. That way if either partner dies during the term of the mortgage the other partner can clear the mortgage balance with the life insurance pay-out.
Again, how long you need the cover for depends on the purpose of the cover. If you wish to cover your funeral expenses, ideally you need the longest term possible. We normally recommend cover to age 90 or a whole of life cover.
Adding critical illness cover into your policy could be life changing if a claim is needed. If you suffer from a heart attack, stroke, cancer, blindness, deafness, loss of speech, loss of independence, kidney failure, HIV, and many of the other listed critical illnesses you can claim on your policy for the full amount of your sum assured.
Your illness is likely to prevent you from working so the money would really help with your recovery and living costs during a tough time. It`s always recommended to have some critical illness cover within your life insurance.
You can find a list of which illnesses are covered by each provider in their key feature document.
If you require more information or need advice on any of the above, please call us and speak to our specialist advisers for free advice, we're always happy to help!
We do not share your personal information with any third-party companies or organisations. All information we hold is protected by the data protection act of 1998.
We need to know who to insure to arrange a life insurance policy.
Life insurance premiums are based on your age. It`s always best to get life insurance sooner rather than later. After your insured, your lifestyle, or any medical conditions you may obtain in the future will not affect your policy or your premiums.
If you have given up smoking for over 12 months insurers will categorise you as a non-smoker which could give you cheaper premiums.
If you need more information about how smoking or consuming nicotine affects your life insurance premium, or have any other questions, please call us and speak to our specialist advisers for free advice.
Again, how long you need the cover for depends on the purpose of the cover. If it`s to cover your mortgage, the term of the cover should be the same as your mortgage term. If you wish to cover your funeral expenses, ideally you need the longest term possible- we normally recommend to age 90 or whole of life.
Whole of life policy`s do not have a fixed term. You`ll will be covered until you pass away giving you a guaranteed pay-out.
If you have a pension that’s not being managed properly or you simply don’t know much about it like many others, you should contact us for advice. We can help locate your pension and all the details of your investments.
Under our firm’s management we would ensure your pension is actively managed and always invested how you want it invested. Working closely with you, each year, giving you full control of the decisions made , advising you accordingly to help you achieve the future returns you need.
